Manulife Financial Corporation (NYSE:MFC) Q4 2019 Results Conference Call February 13, 2020 8:00 AM ET Company Participants Adrienne O???Neill - IR Roy Gori - President and CEO Phil Witherington - CFO Steve Finch - Chief Actuary Mike Doughty - President and CEO, Manulife Canada Naveed Irshad - Head, North American Legacy Business Anil Wadhwani - President and CEO, Manulife Asia Paul Lorentz - President and CEO, Global Wealth and Asset Management Humphrey Lee - Dowling & Partners Marianne Harrison - Presiden ...