Lemonade, Inc. (NYSE:LMND) Q3 2020 Earnings Conference Call November 11, 2020 8:00 AM ET Company Participants Yael Wissner-Levy – Vice President Communications Daniel Schreiber – Chief Executive Officer and Co-Founder Shai Wininger – Chief Operating Officer and Co-Founder Tim Bixby – Chief Financial Officer Conference Call Participants Mike Phillips – Morgan Stanley Jason Helfstein – Oppenheimer & Company Ron Josey – JMP Securities Ross Sandler – Barclays Matt Carletti – JMP Heath Terry – Goldman Sachs Mike ...