Lemonade, Inc. (NYSE:LMND) Q4 2020 Earnings Conference Call March 2, 2021 8:00 AM ET Company Participants Yael Wissner-Levy - VP, Communications Daniel Schreiber - CEO and Co-Founder Shai Wininger - COO and Co-Founder Tim Bixby - CFO Conference Call Participants Mike Zaremski - Credit Suisse Mike Phillips - Morgan Stanley Matt Carletti - JMP Ralph Schackart - William Blair Ron Josey - JMP Securities Ross Sandler - Barclays Arvind Ramnani - Piper Sandler Operator Good morning, and welcome to the Lemonade, In ...