Kemper Corp (NYSE:KMPR) Q4 2022 Earnings Conference Call February 2, 2023 5:00 PM ET Company Participants Karen Guerra - VP, IR Joseph Lacher - CEO James McKinney - EVP & CFO Matthew Hunton - EVP & President, Kemper Auto Duane Sanders - EVP & President, P&C Claims & Personal Insurance Timmy Stonehocker - EVP & President, Kemper Life Conference Call Participants Charles Peters - Raymond James & Associates Brian Meredith - UBS Jon Newsome - Piper Sandler & Co. Andrew Kligerman - Crédit Suisse Operator Good af ...