| --- | --- | --- | |-------|-------|-------| | | | | | | | | Intercorp Financial Services 1 Financial highlights 2 Key messages 3 Guidance 4 Results by segment 4Q22 recurring earnings of S/ 403 mm, up 3% QoQ & 53% YoY IFS net profit (S/ mn) ROE 10.9% 26.5% | 17.1%(1) 16.5% 613 223 Extraord. income 403 264 391 4Q21 3Q22 4Q22 27.8%(2) 21.4% 20.2% ROE 467(2) 366 365 Banking(3) 4Q21 3Q22 4Q22 0% QoQ | -22% YoY Insurance 5.7% 46.8% 13.8% 100 32 13 4Q21 3Q22 4Q22 -68% QoQ | +2x YoY ROE 25.5% 23.6% 22.3% n.m. n.m ...