Customers Bancorp (NYSE:CUBI) Q4 2020 Earnings Conference Call January 28, 2021 9:00 AM ET Company Participants Dave Patti - Director of Corporate Communications Jay Sidhu - CEO Carla Leibold - CFO, Customers Bank Corporate bank Sam Sidhu - VC, COO Customers Bank Jim Collins - CAO, Customer Bank Andy Bowman - CCO, Customers Bank Conference Call Participants Michael Schiavone - KBW Steve Moss - B. Riley Securities Casey Haire - Jefferies Operator Ladies and gentlemen, thank you for standing by and welcome to ...