America's CAR-MART, Inc. (NASDAQ:CRMT) Q2 2020 Earnings Conference Call November 19, 2019 11:00 AM ET Company Participants Jeff Williams - President & CEO Vickie Judy - CFO & Secretary Conference Call Participants Yarden Amsalem - Bank of America Merrill Lynch Hugh Miller - Buckingham Research Group John Rowan - Janney Montgomery Scott Kyle Joseph - Jefferies Operator Good morning, everyone. Thank you for holding, and welcome to America's Car-Mart Second Quarter Fiscal 2020 Conference Call. The topic of thi ...