America's Car-Mart, Inc. (NASDAQ:CRMT) Q4 2020 Earnings Conference Call May 22, 2020 11:00 AM ET Company Participants Jeff Williams - President & Chief Executive Officer Vickie Judy - Chief Financial Officer & Secretary Conference Call Participants John Murphy - Bank of America Kyle Joseph - Jefferies Vincent Caintic - Stephens John Rowan - Janney Operator Good morning, everyone. Thank you for holding and welcome to America's Car-Mart's Fourth Quarter Fiscal 2020 Conference Call. The topic of this call will ...