Clover Health Investments, Corp. (NASDAQ:CLOV) Q4 2020 Earnings Conference Call March 1, 2021 5:00 PM ET Company Participants Vivek Garipalli – Chief Executive Officer Andrew Toy – President and Chief Technology Officer Joe Wagner – Chief Financial Officer Conference Call Participants Kevin Fischbeck – Bank of America Gary Taylor – JPMorgan Ralph Giacobbe – Citi Operator Ladies and gentlemen, thank you for standing by and welcome to the Clover Health Fourth Quarter 2020 Earnings Conference Call. At this tim ...