Clover Health Investments, Corp. (NASDAQ:CLOV) Q4 2022 Earnings Conference Call February 28, 2023 8:30 AM ET Company Participants Ryan Schmidt - Investor Relations Andrew Toy - CEO Scott J. Leffler - CFO Conference Call Participants William Hoover - Canaccord Genuity Benjamin Rossi - Citigroup Kevin Fischbeck - Bank of America Operator Good morning ladies and gentlemen and welcome to the Clover Health Fourth Quarter and Full Year 2022 Earnings Conference Call. At this time, all participants are in a listen- ...