Bancolombia S.A. (NYSE:CIB) Q4 2018 Earnings Conference Call February 22, 2019 8:00 AM ET Company Participants Juan Carlos Mora Uribe - Chief Executive Officer José Humberto Acosta Martin - Chief Financial Officer Juan Pablo Espinosa - Chief Economist Conference Call Participants Jason Mollin - Scotiabank Yuri Fernandes - J.P. Morgan & Co. Sebastian Gallego Betancur - CrediCorp Capital Ltd. Ernesto Gabilondo - Bank of America Merrill Lynch Natalia Corfield - J.P. Morgan Chase & Co. Andrés Soto - Santander C ...