Bancolombia S.A. (NYSE:CIB) Q4 2019 Results Earnings Conference Call February 21, 2020 8:00 AM ET Company Participants Juan Carlos Mora - Chief Executive Officer José Humberto Acosta - Chief Financial Officer Juan Pablo Espinosa - Chief Economist Conference Call Participants Brian Flores - Citibank Andrés Soto - Santander Ernesto Gabilondo - Bank of America Merrill Lynch Thiago Batista - UBS Rodrigo Sánchez - Corredores Davivienda Alonso GarcÃa - Credit Suisse Sebastián Gallego - Credicorp Capital Yuri Fern ...