Bancolombia S.A. (NYSE:CIB) Q4 2020 Earnings Conference Call February 25, 2021 8:00 AM ET Company Participants Juan Carlos Mora - Chief Executive Officer Juan Pablo Espinosa - Chief Economist José Humberto Acosta - Chief Financial Officer Conference Call Participants Ernesto Gabilondo - Bank of America Jason Mollin - Scotiabank Sebastián Gallego - CrediCorp Capital Tito Labarta - Goldman Sachs Carlos RodrÃguez - Porvenir Alonso Garcia - Crédit Suisse Andres Soto - Santander Carlos Gomez - HSBC Operator Good ...