Earnings Results 3Q21 号Bancolombia 3Q21 Overview Financial Highlights • Loan book up 3.3% QoQ • Net fees up 9.1% QoQ • Basel III CET1 capital ratio of 11.8% and total capital ratio of 15.3% • Net income COP 943 billion down 18.5% QoQ Credit Risk • Net provision charges COP 514 billion down 18% QoQ • Coverage ratio of 218% • Allowances represent 7.9% of total loans Business Update • More than 14 million clients and 1.4 trillion pesos in deposits adding NEQUI and BALM. • 85% of total transactions and 44% of t ...