Citizens Financial Group, Inc. (NYSE:CFG) Q1 2023 Earnings Conference Call April 19, 2023 9:00 AM ET Company Participants Kristin Silberberg - Executive Vice President, Investor Relations Bruce Van Saun - Chairman and CEO John Woods - Chief Financial Officer Brendan Coughlin - Head, Consumer Banking Don McCree - Head, Commercial Banking Conference Call Participants Erika Najarian - UBS Peter Winter - D.A. Davidson Scott Siefers - Piper Sandler Gerard Cassidy - RBC John Pancari - Evercore Operator Good morni ...