Banco Santander-Chile (NYSE:BSAC) Q4 2022 Earnings Conference Call February 3, 2022 9:00 AM ET Company Participants Emiliano Muratore - CFO Claudio Soto - Chief Economist Robert Moreno - Managing Director and Head of IR Conference Call Participants Yuri Fernandes - JPMorgan Carlos Gomez - HSBC Tito Labarta - Goldman Sachs Mariel Abreu - T. Rowe Price Daniel Mora Ardila - Credicorp Capital Alonso Aramburu - Banco BTG Pactual Operator Good morning, and welcome to Banco Santander-Chile's Fourth Quarter 2022 Re ...