Credicorp Ltd (NYSE:BAP) Q3 2019 Earnings Conference Call November 8, 2019 9:30 AM ET Company Participants Walter Bayly - CEO Gianfranco Ferrari - Deputy CEO, Head of Universal Banking Reynaldo Llosa - Chief Risk Officer Cesar Rios - CFO Guillermo Garrido Lecca - CEO, Health Insurance and Business Alvaro Correa - Deputy CEO, Head of Insurance and Pension Funds Conference Call Participants Jorg Friedemann - Citibank Jason Mollin - Scotiabank Ernesto Gabilondo - Bank of America Merrill Lynch Gabriel Nobrega - ...