Credicorp Ltd. (NYSE:BAP) Q4 2019 Results Earnings Conference Call February 6, 2020 9:30 AM ET Company Participants Walter Bayly - CEO Alvaro Correa - Deputy CEO Reynaldo Llosa - Chief Risk Officer Cesar Rios - CFO Francesca Raffo - Chief Transformation Officer Conference Call Participants Jorg Friedemann - Citibank Jason Mollin - Scotiabank Ernesto Gabilondo - Bank of America Merrill Alonso Garcia - Credit Suisse Carlos Gomez - UBS Operator Good morning everyone, I would like to welcome all of you to the C ...