Hexindai Inc. (HX) Q3 2019 Results Earnings Conference Call February 28, 2019 8:00 AM ET Company Participants Daisy Wang - Investor Relation Xinming Zhou - CEO Johnson Zhang - CFO Conference Call Participants Josh Vogel - Sidoti & Company Kaplan Leng - Essence Securities Operator Hello ladies and gentlemen and thank you for standing by for Hexindai’s Third Quarter Fiscal Year 2019 Earnings Conference Call. At this time, all participants are in listen-only mode. After management’s prepared remarks, there wil ...