X Financial (NYSE:XYF) Q4 2021 Earnings Conference Call March 31, 2022 7:00 AM ET Company Participants Tanya Wen - Investor Relations Kan Li - President Frank Fuya Zheng - Chief Financial Officer Conference Call Participants Mason Bourne - AWH Capital Matthew Larson - National Securities Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding text be ...