Jiayin Group Inc. (NASDAQ:JFIN) Q4 2019 Earnings Conference Call April 1, 2020 8:00 AM ET Company Participants Julia Qian - Managing Director, The Blueshirt Group Dinggui Yan - CEO Chunlin Fan - CFO Shelley Bai - IR Director Yifang Xu - Chief Risk Officer Conference Call Participants Craig Irwin - ROTH Capital Partners Operator Good day, ladies and gentlemen. And thank you for standing by and welcome to the Jiayin Group’s Fourth Quarter 2019 Earnings Conference Call. At this time, all participants are in li ...