Yirendai Ltd. (NYSE:YRD) Q2 2019 Earnings Conference Call September 3, 2019 8:00 PM ET Company Participants Lydia Yu - IR Ning Tang - CEO Dennis Cong - SVP of Corporate Business Development Huan Chen - CRO Wei Wang - CEO, Yiren Credit Xiao Shang - CEO, Yiren Wealth Joanne Liu - CFO Conference Call Participants Joe Chu - Morgan Stanley Alex Ye - UBS Operator Ladies and gentlemen, thank you for standing by, and welcome to the Yirendai Second Quarter 2019 Earnings Conference Call. At this time, all participant ...