Yiren Digital Ltd. (NYSE:YRD) Q4 2020 Earnings Conference Call April 1, 2021 8:00 AM ET Company Participants Lydia Yu – Investor Relations Ning Tang – Executive Chairman and Chief Executive Officer Mei Zhou – Chief Executive Officer of Yiren Credit Na Mei – Chief Financial Officer George Liu – Chief Risk Officer Dennis Cong – Director of Yiren Digital Yu Cong – Senior Vice President of Strategic Corporate Business Development and Director Conference Call Participants Matt Larson – National Securities Operat ...