Yiren Digital Ltd. (NYSE:YRD) Q4 2022 Results Conference Call March 16, 2023 8:00 AM ET Company Participants Keyao He - IR Ning Tang - CEO, Founder, Chairman and CEO, CreditEase Na Mei - CFO Mei Zhao - SVP Conference Call Participants Operator Thank you for standing by, and welcome to the Yiren Digital Fourth Quarter and Fiscal Year 2022 Earnings Conference Call. [Operator Instructions] At this time, I'd like to turn the conference call over to Keyao, Investor Relations Officer. Please go ahead. Keyao He Th ...