Qudian Inc. (NYSE:QD) Q3 2019 Results Earnings Conference Call November 18, 2019 7:00 AM ET Company Participants Ben Zhao - CEO Assistant Min Luo - Chairman and Chief Executive Officer Carl Yeung - Chief Financial Officer Conference Call Participants Sanjay Jain - Aletheia Capital John Cai - Morgan Stanley Jacky Zuo - China Renaissance Alan Kuang - Aletheia Capital Daphne Poon - Citi Operator Hello, ladies and gentlemen, thank you for standing by for Qudian Incorporated's Third Quarter 2019 Earnings Confere ...