Qudian Inc. (NYSE:QD) Q3 2020 Earnings Conference Call December 14, 2020 7:00 AM ET Company Participants Min Luo - Chairman & CEO Sissi Zhu - VP of IR Conference Call Participants Jacky Zuo - China Renaissance Sanjay Jain - Aletheia Capital Steven Chan – Haitong International Operator Hello, ladies and gentlemen. Thank you for standing by for Qudian's Inc. Third Quarter 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After management’s prepared remarks, there will be ...