Qudian Inc. (NYSE:QD) Q4 2020 Earnings Conference Call March 29, 2021 7:00 AM ET Company Participants Min Luo - Founder, Chairman & CEO Sissi Zhu - VP of IR Conference Call Participants Operator Hello, ladies and gentlemen. Thank you for standing by for Qudian Inc. Fourth Quarter and Full Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. After management's prepared remarks, there will be a question-and-answer session. Today’s conference call is being recorded. I w ...