Call Start: 17:00 January 1, 0000 6:04 PM ET LendingClub Corporation (NYSE:LC) Q4 2018 Earnings Conference Call February 19, 2019 17:00 ET Company Participants Simon Mays-Smith - VP, IR Scott Sanborn - CEO Tom Casey - CFO Conference Call Participants Brad Berning - Craig Hallum Eric Wasserstrom - UBS Jed Kelly - Oppenheimer Stephen Kang - KBW Henry Coffey - Wedbush Securities Mark May - Citi James Faucette - Morgan Stanley Operator Good day, and welcome to the LendingClub's Fourth Quarter 2018 Earnings Call ...