PPDAI Group Inc. (PPDF) Q4 2018 Earnings Conference Call March 14, 2019 8:00 AM ET Company Participants Jimmy Tan - IR Cliff Zhang - Chairman and Co-CEO Feng Zhang - Co-CEO Simon Ho - CFO Conference Call Participants Sanjay Sakhrani - KBW Anderson Cha – BNP Paribas Daphne Poon - Citi Operator Hello ladies and gentlemen. Thank you for participating in the Fourth Quarter and Full Year 2018 Earnings Conference Call for PPDAI Group Inc. also known as Paipaidai. At this time all participants are in listen-only m ...