PPDAI Group Inc. (PPDF) Q2 2019 Results Earnings Conference Call August 20, 2019 8:00 AM ET Company Participants Jimmy Tan - IR Cliff Zhang - Chairman and Co-Chief Executive Officer Feng Zhang - Co-Chief Executive Officer Simon Ho - Chief Financial Officer Conference Call Participants John Cai - Morgan Stanley Daphne Poon - Citi Alex Ye - UBS Sanjay Sakhrani - KBW Tian Hou - T.H. Capital Operator Hello ladies and gentlemen. Thank you for participating in the Second Quarter 2019 Earnings Conference Call for ...