Arthur J. Gallagher & Co. (NYSE:AJG) Q4 2020 Earnings Conference Call January 28, 2021 5:15 PM ET Company Participants J. Gallagher – Chairman, President and Chief Executive Officer Doug Howell – Chief Financial Officer Conference Call Participants Elyse Greenspan – Wells Fargo Phil Stefano – Deutsche Bank Mike Zaremski – Credit Suisse Greg Peters – Raymond James Yaron Kinar – Goldman Sachs David Montemaden – Evercore ISI Mark Hughes – Truist Paul Newsome – Piper Sandler Meyer Shields – KBW Operator Good af ...