Assurant, Inc. (NYSE:AIZ) Q4 2019 Results Earnings Conference Call February 12, 2020 8:00 AM ET Company Participants Francesca Luthi - Chief Communication & Marketing Officer Alan Colberg - President & Chief Executive Officer Richard Dziadzio - Executive Vice President & Chief Financial Officer Conference Call Participants Mark Hughes - SunTrust Robinson Humphrey, Inc. Brian Meredith - UBS Michael Phillips - Morgan Stanley Gary Ransom - Dowling & Partners Securities, LLC Operator Welcome to Assurant's Fourt ...