Regions Financial Corporation (NYSE:RF) Q4 2019 Results Conference Call January 17, 2020 11:00 AM ET Company Participants Dana Nolan - Investor Relations John Turner - Chief Executive Officer David Turner - Chief Financial Officer Ronald Smith - Chief Operating Officer Conference Call Participants Erika Najarian - Bank of America Jennifer Demba - SunTrust Ken Usdin - Jefferies Peter Winter - Wedbush Securities Matt O'Connor - Deutsche Bank Saul Martinez - UBS John Pancari - Evercore ISI Betsy Graseck - Morg ...