Regions Financial Corporation (NYSE:RF) Q4 2020 Earnings Conference Call January 22, 2021 11:00 AM ET Company Participants Dana Nolan - IR John Turner - President and CEO David Turner - CFO Barb Godin - Chief Credit Officer Conference Call Participants Erika Najarian - Bank of America Merrill Lynch Ken Usdin - Jefferies Jennifer Demba - Truist Securities Gerard Cassidy - RBC Betsy Graseck - Morgan Stanley John Pancari - Evercore ISI Dave Rochester - Compass Point Matt O'Connor - Deutsche Bank Operator Good ...