Discover Financial Services (NYSE:DFS) Q1 2019 Earnings Conference Call April 25, 2019 6:00 AM ET Company Participants Craig Streem - Head, Investor Relations Roger Hochschild - Chief Executive Officer Mark Graf - Chief Financial Officer Conference Call Participants Betsy Graseck - Morgan Stanley Sanjay Sakhrani - KBW Ryan Nash - Goldman Sachs Bill Carcache - Nomura Instinet Chris Brendler - Buckingham Don Fandetti - Wells Fargo Moshe Orenbuch - Credit Suisse John Hecht - Jefferies Chris Donat - Sandler O'N ...