Discover Financial Services (NYSE:DFS) Q2 2019 Earnings Conference Call July 23, 2019 5:00 PM ET Company Participants Craig Streem – Head, Investor Relations Roger Hochschild – Chief Executive Officer Mark Graf - Chief Financial Officer Conference Call Participants Bob Napoli - William Blair Rick Shane - JP Morgan Mark DeVries - Barclays Sanjay Sakhrani - KBW Ryan Nash - Goldman Sachs Bill Carcache - Nomura John Hecht - Jefferies Vincent Caintic - Stephens Meng Jiao - Deutsche Bank Chris Donat - Sandler O'N ...