Down 80% from its 2021 peak during the pandemic, PayPal (NASDAQ:PYPL) stock is in long-term decline and not worth risking capital on. The switch to online commerce during the pandemic temporarily boosted PayPal’s stock price, ending a decade long struggle. Since the previous bull market ended three years ago, PayPal has once again resumed its downward trajectory as it loses market share to competitors. This makes PYPL stock a security to avoid.Creative AccountingSome confusion was created when PayPal report ...