New York Community Bancorp got the cash infusion it needed to enact a turnaround, but it will be a years-long process. Don't wait.To simplify the story, New York Community Bancorp (NYCB 3.40%) got too big, too fast just as interest rate increases made operating a bank more complicated. It ended up needing a huge cash infusion, and it massively reduced its dividend to just a penny per share per quarter, all in support of a broader turnaround effort. Now that it offers little in the way of dividend income and ...