Consumers and small businesses need easy access to cash for important purchases. Fintech companies offer these services and several perks to entice individuals to work with them over the competition.The industry has gotten more competitive as digital banks and fintech companies have sprouted up. Financial institutions no longer need vast networks to compete if they have good online marketing. Some fintech stocks have been top picks for many years, while others are up-and-coming. These are some of the top fi ...