JHVEPhoto Citizens Financial Group, Inc. (NYSE:CFG), incorporated in 1984 and headquartered in Providence, Rhode Island, is a bank holding company that through its subsidiaries offers banking products and services to individuals and businesses in 14 states. This business has been profitable for a long time and has also been steadily growing over the years. Given its capital position and the attractive but safe dividend yield, I believe that one can practically get paid to wait until the market better ap ...