Data released by the Consumer Financial Protection bureau shows that Capital One charges higher ... [+] interest rates than Discover, even for customers with excellent credit scores. © 2024 Bloomberg Finance LP 190 million Americans have a credit card, and in 2022, 91 million of those cardholders paid interest on a revolving balance. Credit card borrowing can be expensive. In 2022, total credit card interest and fees added up to $130 billion, averaging just over$1,000 for each family in the United States. ...