The current elevated interest rate environment has hit some finance stocks especially hard, and Charles Schwab (SCHW -0.29%) is among them. The stock peaked in early 2022, right before the Federal Reserve began raising rates in a bid to get inflation back under control. Since then, shares have declined 31%.The investment services firm has struggled with a deposit outflow, which it has historically utilized as a low-cost funding source for its business. More recently, deposit outflows have slowed, and the pr ...