Arrow Financial (AROW) came out with quarterly earnings of $0.46 per share, missing the Zacks Consensus Estimate of $0.50 per share. This compares to earnings of $0.71 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -8%. A quarter ago, it was expected that this bank holding company would post earnings of $0.33 per share when it actually produced earnings of $0.46, delivering a surprise of 39.39%.Over the last four quarters, th ...