Over the past few years, the Zacks Consumer Loans industry has been bearing the brunt of muted consumer sentiments and weakening asset quality, mainly attributable to relatively higher rates and a challenging macroeconomic backdrop.However, the Federal Reserve’s aggressive start to monetary policy easing has given a breath of relief to the industry players who were reeling under high funding costs. The Fed has lowered the interest rates by 75 basis points (bps) since September 2024, and another 25-bps cut i ...