The U.S. banking system is like the Wild West compared to the way things are handled in Canada. That's one big reason why, during the Great Recession, even the largest U.S. banks wound up having to cut their dividends while Canadian giants like Toronto-Dominion Bank (TD 0.20%) and Bank of Nova Scotia (BNS 0.30%) didn't.That said, these two banks, my favorite high-yield banks right now, aren't hitting on all cylinders. But that's exactly why you might want to buy them along with me.Canada's banks are highly ...