Aside from the Great Recession and the bank failures of last year, few issues in the recent banking era have been more scandalous than Wells Fargo's (WFC 0.04%) infamous phony-accounts scandal.Employees at the bank opened millions of credit card and bank accounts without customers' consent. Since that scandal came to light in 2016, Wells Fargo has dealt with consent orders, paid billions in fines, and done its best to overcome a reputational nightmare.But the bank has not shed a Federal Reserve-imposed asse ...