Old man and the sea, in a rowboat or skiff paddling and fighting the waves of the ocean. getty I get it if you're a bit wary of this latest market rally: We've got a volatile (to say the least!) election now days away. And while the Fed says rates are headed lower, there's still a lingering uncertainty about where, exactly, they'll land. While a bit of anxiety is understandable, we do not want to make the same mistake many "vanilla" investors do at times like these: go all into cash. For one, humans are ter ...