Key Takeaways U.S. Bancorp's net interest income (NII) increased from the previous quarter and exceeded analysts' expectations. The higher NII helped lift the bank's third-quarter profit above estimates. U.S. Bancorp also increased the money it set aside to cover credit losses by 8.2%. U.S. Bancorp (USB) shares jumped Wednesday as its profit got a boost from higher-than-anticipated net interest income. The bank reported third-quarter earnings per share (EPS) of $1.03, $0.04 more than estimates of analysts s ...