The Federal Reserve's September meeting brought about a 50-basis-point cut to the federal funds rate, the first time the rate has been lowered since 2020. This provides immediate relief to customers looking to take out a mortgage to buy a home and businesses interested in securing a loan to fund their operations, among others.The impact on the nation's credit card users is less clear. Across the U.S., household debt as of the second quarter reached an astonishing $17.8 trillion, $1.14 trillion of which is i ...