I have been a Spotify Technology S.A. (NYSE: SPOT ) user for many years; the app (along with other streamers) has developed into something akin to microwave/cell phone/internet in that one wonders how one lived without it. Along the Experience is difficult to learn. After 30 plus years of critically analyzing the nuts and bolts of businesses as diverse as airlines, oil, retail, mining to fintech and ecommerce plus the macro, monetary and political drivers. I continue to immensely enjoy learning and applying ...